Home - Avenir Suisse

The Unintended Consequences of Premium Subsidies in Health Insurance

Individual premium subsidies are intended as a social policy tool for low-income households. Yet they also create incentives for beneficiaries to choose lower deductibles and, as a result, consume more medical services than may be necessary.

15.07.2026, Diego Taboada, Emilie Dousse

Keynes, AI and the Punch Clock: When Will the 15-Hour Workweek Arrive?

We work far fewer hours today than we did a century ago. Will artificial intelligence finally deliver what John Maynard Keynes once predicted?

20.07.2026, Jürg Müller

News

“Not Only Markets Fail – The State Can Fail Too”

An interview with Jürg Müller on the strengths and limits of the market economy and the role of the state.

15.07.2026, Jürg Müller

Featured

Driving Out Capital Won’t Create Housing

Preventing foreign investors from buying shares in Swiss real estate companies and property funds will not make housing more affordable. The proposal is likely to cause harm without delivering any discernible benefit.

21.07.2026, Marco Salvi

The Figure on Working Time

21.07.2026, Agustina Rodriguez

Publications

The Old Electorate

Analysis Half of Switzerland’s Active Referendum Voters Are Over 60

25.06.2026, Lukas Rühli

Managing Immigration Efficiently

Essential on migration

18.06.2026, Patrick Leisibach

Financial Freedom Day

Essential on Taxes

21.05.2026, Michele Salvi, Philippe Güttinger

More Publications

Library

Since 2001 we have published over 2,000 analyses, publications, podcasts, and videos. You can find them all in our library.

Blog

Switzerland’s Search for the Least Bad Option on the OECD Minimum Tax

With a new special carve-out for U.S. corporations, the question once again arises: what should be done about this increasingly convoluted framework?

03.06.2026, Lukas Schmid, Oguz Bayindir

Where Switzerland Really Has Room to Build New Housing

Switzerland wants to create more housing without expanding further into open land. A new study shows where densification could realistically accommodate substantial growth – and where current planning assumptions may fall short.

28.05.2026, Lukas Rühli

Switzerland’s Generational Wealth Transfer Has Gone Too Far

Switzerland is preparing to expand its public pension system once again – at a cost of several billion francs. Yet retirees are already the country’s most satisfied generation – financially and personally.

28.05.2026, Patricia Schafer

Why Swiss Industry Pays More for Electricity Than (Almost) Anywhere in Europe

Only the United Kingdom is more expensive for large electricity consumers. Even so, Switzerland would be better off rethinking network charges rather than turning to subsidies.

28.04.2026, Christoph Eisenring, Simon Stocker

Panorama

Avenir Suisse Essentials

Newsletter Archive

Democratia

Current Vacancies

Supporting Foundation

Independent Thanks to a Diverse Group of Sponsors

Avenir Suisse is being supported by more than 130 companies and private individuals from a wide range of industries and from different parts of the country. This diversified source of funding ensures our independence from specific interests. Credibility is our biggest asset.

Are you interested?
Would you like to join in and support our work of shaping Switzerland’s future?

We look forward to hearing from you!

Avenir Suisse

The Unintended Consequences of Premium Subsidies in Health Insurance

Keynes, AI and the Punch Clock: When Will the 15-Hour Workweek Arrive?

News

“Not Only Markets Fail – The State Can Fail Too”